Legal

Privacy Policy

Last updated: July 20, 2026

This Privacy Policy describes how FinRank, Inc., a Delaware corporation doing business as Rory ("we," "our," or "us"), collects, uses, and shares information when you use our website at roryauto.com, our mobile applications, and the services that together make up Rory (collectively, the "Services").

Information We Collect

We collect the following kinds of information:

• Information you give us. When you request an invite, we collect your phone number and the financial institution you search for or select. When you create an account in the app, we collect registration details such as your name and contact information.
• Loan and payment information. When you link your auto loan in the app, we receive information about that loan and the payments you make through the Services, so we can process payments and award points.
• Device and usage information. Like most services, we automatically collect technical information such as IP address, browser and device type, and how you interact with the Services.

How We Use Information

We use your information to:

• provide the Services, including sending your requested invite text, processing payments toward your loan, and awarding rewards;
• connect you with your financial institution's Rory program;
• operate, secure, and improve the Services, including fraud prevention and bot protection;
• communicate with you about the Services; and
• comply with legal obligations.

Text Messages

If you provide your phone number and request an invite or enable notifications, we use it to send you the messages you requested. Message and data rates may apply, and you can opt out at any time by replying STOP. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent are not shared with any third parties.

How We Share Information

We do not sell your personal information. We share information only with:

• Service providers that help us operate the Services, such as Moov (payment processing), Telnyx (text message delivery), and Cloudflare (hosting and security). These providers may use your information only to provide services to us.
• Your financial institution, in connection with your loan, your payments, and your participation in its Rory program.
• Legal and safety recipients, when required by law, legal process, or to protect the rights, property, or safety of Rory, our users, or others.
• Business transfers, if we are involved in a merger, acquisition, or sale of assets, in which case this policy will continue to apply to your information.

Data Retention

We keep your information for as long as needed to provide the Services and for legitimate business or legal purposes, such as record-keeping requirements that apply to payments. When information is no longer needed, we delete it or de-identify it.

Security

We use administrative, technical, and physical safeguards designed to protect your information, including encryption in transit. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

Your Choices and Rights

You may opt out of text messages at any time by replying STOP. Depending on where you live, you may have rights to access, correct, or delete personal information we hold about you. To make a request, email us atteam@roryauto.com and we will respond as required by applicable law.

Children

The Services are not directed to anyone under eighteen (18) years of age, and we do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes take effect when we post the revised policy on this page with an updated date. Your continued use of the Services after changes are posted means you accept the updated policy.

Contact Us

If you have questions about this Privacy Policy or our practices, email us atteam@roryauto.com.